﻿<?xml version="1.0" encoding="utf-8"?><SchemeSummaryDocument xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><SchemeSummary><Fund_Name>NJ ELSS Tax Saver Scheme</Fund_Name><Option_Names_Regular__Direct>The Scheme offers following Plans:
1. Regular Plan
2. Direct Plan
Each Plan offers following two Options:
(i) Growth Option and
(ii) Payout of Income Distribution cum Capital withdrawal Option(IDCW)</Option_Names_Regular__Direct><Fund_Type>An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit</Fund_Type><Riskometer_At_the_time_of_Launch>Very High</Riskometer_At_the_time_of_Launch><Riskometer_as_on_Date>Very High</Riskometer_as_on_Date><Category_as_Per_SEBI_Categorization_Circular>ELSS</Category_as_Per_SEBI_Categorization_Circular><Potential_Risk_Class_as_on_date>NA</Potential_Risk_Class_as_on_date><Description_Objective_of_the_scheme>NJ ELSS Tax Saver Scheme is an open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit

The investment objective of the Scheme is to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments.
However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. 
</Description_Objective_of_the_scheme><Stated_Asset_Allocation>Instruments Indicative allocations  (% of total assets)  Equity and Equity related instruments  Minimum 80% - Maximum 100% Risk Profile – Medium to High  Debt and money market instruments -  Minimum 0% - Maximum 20% Risk Profile -  Low to Medium</Stated_Asset_Allocation><Face_Value>10</Face_Value><NFO_Open_Date>13 Mar 2023</NFO_Open_Date><NFO_Close_date>09 Jun 2023</NFO_Close_date><Allotment_Date>16 Jun 2023</Allotment_Date><Reopen_Date>19 Jun 2023</Reopen_Date><Maturity_Date_For_closedend_funds>NA</Maturity_Date_For_closedend_funds><Benchmark_Tier_1>NIFTY 500 TRI</Benchmark_Tier_1><Benchmark_Tier_2>Nifty MidSmallcap400  Momentum Quality 100 </Benchmark_Tier_2><Fund_Manager_Name>Mr. Viral Shah, Mr. Dhaval Patel</Fund_Manager_Name><Fund_Manager_Type_PrimaryComanageDescription>Primary</Fund_Manager_Type_PrimaryComanageDescription><Fund_Manager_From_Date>19 Jun 2023</Fund_Manager_From_Date><Annual_Expense_Stated_maximum>Regular 2.4700, Direct 0.5500</Annual_Expense_Stated_maximum><Exit_Load_if_applicable>Nil</Exit_Load_if_applicable><Custodian>Deutsche Bank AG </Custodian><Auditor>MSKA and  Associates</Auditor><Registrar>Kfin Technologies Limited</Registrar><RTA_Code_To_be_phased_out>NJ ELSS Tax Saver Scheme  - Direct Plan - Growth Option - TSDG

NJ ELSS Tax Saver Scheme - Direct Plan - IDCW Payout Option – TSDD

NJ ELSS Tax Saver Scheme - Regular Plan - Growth Option – TSRG

NJ ELSS Tax Saver Scheme - Regular Plan - IDCW Payout Option – TSRD
</RTA_Code_To_be_phased_out><Listing_Details>N.A</Listing_Details><ISINs>NJ ELSS Tax Saver Scheme  - Direct Plan - Growth Option - INF0J8L01115

NJ ELSS Tax Saver Scheme - Direct Plan - IDCW Payout Option – INF0J8L01123

NJ ELSS Tax Saver Scheme - Regular Plan - Growth Option – INF0J8L01099

NJ ELSS Tax Saver Scheme - Regular Plan - IDCW Payout Option – INF0J8L01107
</ISINs><AMFI_Codes_To_be_phased_out>NJ ELSS Tax Saver Scheme  - Direct Plan - Growth Option - 151611

NJ ELSS Tax Saver Scheme - Direct Plan - IDCW Payout Option – 151612

NJ ELSS Tax Saver Scheme - Regular Plan - Growth Option – 151609

NJ ELSS Tax Saver Scheme - Regular Plan - IDCW Payout Option – 151610
</AMFI_Codes_To_be_phased_out><SEBI_Codes>NJMF/O/E/ELS/22/09/0004</SEBI_Codes><Minimum_Application_Amount>500</Minimum_Application_Amount><Minimum_Application_Amount_in_multiples_of_Rs>500</Minimum_Application_Amount_in_multiples_of_Rs><Minimum_Additional_Amount>500</Minimum_Additional_Amount><Minimum_Additional_Amount_in_multiples_of_Rs>500</Minimum_Additional_Amount_in_multiples_of_Rs><Minimum_Redemption_Amount_in_Rs>0</Minimum_Redemption_Amount_in_Rs><Minimum_Redemption_Amount_in_Units>0</Minimum_Redemption_Amount_in_Units><Minimum_Balance_Amount_if_applicable>0</Minimum_Balance_Amount_if_applicable><Minimum_Balance_Amount_in_Units_if_applicable>0</Minimum_Balance_Amount_in_Units_if_applicable><Max_Investment_Amount>There will be no upper limit on the total amount collected under the Scheme during the NFO Period.</Max_Investment_Amount><Minimum_Switch_Amount_if_applicable>Purchase including Switch-in - Minimum of Rs. 500/- and in multiples of Rs.500/- Thereafter

Additional purchase including switch-in - Minimum of Rs. 500/- and in multiples of Rs. 500/- thereafter 

Repurchase – There will be no Minimum redemption criterion.</Minimum_Switch_Amount_if_applicable><Minimum_Switch_Units>-</Minimum_Switch_Units><Switch_Multiple_Amount_if_applicable>NA</Switch_Multiple_Amount_if_applicable><Switch_Multiple_Units_if_applicable>NA</Switch_Multiple_Units_if_applicable><Max_Switch_Amount>Unitholders under the Scheme have the option to switch part or all of their holdings </Max_Switch_Amount><Max_Switch_Units_if_applicable>NA</Max_Switch_Units_if_applicable><Swing_Pricing_if_applicable>NA</Swing_Pricing_if_applicable><Sidepocketing_if_applicable>Provisions enabled in SID but there is no side pocketing</Sidepocketing_if_applicable><SIP_SWP__STP_Details_Frequency>Monthly </SIP_SWP__STP_Details_Frequency><SIP_SWP__STP_Details_Minimum_amount>Rs. 500/- and in multiple of Rs. 500/- thereafter </SIP_SWP__STP_Details_Minimum_amount><SIP_SWP__STP_Details_In_multiple_of>Rs.500</SIP_SWP__STP_Details_In_multiple_of><SIP_SWP__STP_Details_Minimum_Instalments>6</SIP_SWP__STP_Details_Minimum_Instalments><SIP_SWP__STP_Details_Dates>Any date between 1 to 28*
* Next business day if the date falls on non-business day.
</SIP_SWP__STP_Details_Dates><SIP_SWP__STP_Details_Maximum_Amount_if_any>No Maximum Limit</SIP_SWP__STP_Details_Maximum_Amount_if_any></SchemeSummary></SchemeSummaryDocument>